Adding a message to a bank transfer can also be useful for debtor management. For example, if you receive a payment from a debtor who has outstanding invoices for a long time, adding a message to the transaction can be the last opportunity to contact the debtor.

A bank account is one of the few contact details that doesn't change easily. If you don't have any other contact information for the debtor, it can be difficult to reach them and remind them of outstanding invoices. By adding a message to the bank transfer, for example, requesting contact or providing further details about the outstanding invoices, you can still reach the debtor.

Adding a message to the bank transfer can also help make accounts receivable management more efficient. For example, if you've agreed to a payment plan with the debtor, you can mention this in the message. This way, the debtor can immediately confirm the payment plan by sending a new transfer with the same message.

Adding a message to a bank transfer can therefore not only be useful for contacting debtors but also contribute to efficient accounts receivable management. It's therefore worth keeping this in mind when following up on outstanding invoices and making payment arrangements.