Payment initiation
Generate secure payment routes from invoices, reminders, account statements, portals, service conversations and arrangements.
Payment service provider connectivity
Use your PSP. Orchestrate the complete payment journey.
Connect your preferred payment service provider and make payment links, QR codes, mandates, payment arrangements, refunds and reconciliation part of one receivables workflow.
tobepaid.com does not replace the PSP or hold customer funds. It decides when and where a payment route is offered, passes the transaction to the provider and processes the resulting status in the operational workflow.
One orchestration layer
Multiple providers, methods, brands and customer journeys.
What is orchestrated
More than a payment link
A transaction is only one moment. tobepaid.com coordinates the data, customer context, payment option, follow-up and administration around it.
Customer context
Use your own brand, language, reference, amount and permitted methods so the payment moment remains recognizable.
Refunds and corrections
Register overpayments, duplicate payments and refunds at customer and receivable level, with a controlled status trail.
Ad-hoc requests
Create a payment request during a service call or customer interaction without starting a disconnected manual process.
Reconciliation
Match provider status and payment references to the correct receivable and return mutations to the source administration.
Fallback and routing
Route failures, expirations, chargebacks, missed instalments and exceptions to the appropriate next action.
Payment partner ecosystem
Connect the payment and banking services your process needs
The exact integration depends on your providers and implementation. The orchestration model separates customer treatment and business rules from the payment processor, so providers can be connected without redesigning the complete receivables process.
PSP and payment methods
Mollie
Payment methods, one-off and recurring flows, issuer selection and payment links can be connected to the receivables journey.
Global payment infrastructure
Stripe
Cards, wallets, bank debits, bank redirects, transfers and local payment methods can support customer-specific routes.
Mandates and recurring collections
Twikey
E-mandates, direct debit, QR payments and failure handling can support arrangements and recurring payment journeys.
Banking and accounting connectivity
Bizcuit
Bank data, accounting exchange and document flows can help keep payment matching and administration up to date.
Payment methods
Methods that can be orchestrated through connected providers
Availability depends on the connected provider, merchant agreement, market and customer journey.
iDEAL / WeroSEPA direct debitCardsBancontactPayPalApple Pay / Google PayBank transfersPay by linkQR paymentsRefundsReconciliationPayment arrangements
Provider-independent operating model
Keep your PSP choice. Improve the process around it.
The payment flow scan identifies where provider capabilities, customer communication and receivables status need to be connected.